Savings Programs
Savings Account
- No minimum amount to open;
- Only $.01 minimum balance is required;
- No monthly maintenance fees; and
- Automatically connected to your Checking Plus account for free overdraft protection (Ultra and Plus Advantage Levels only)
Access your Savings Account with:
- MCU ATM Card - MCU ATMs in Columbia and central Missouri, plus nationwide access with CO-OP Network with no surcharges;
- MCU Call24 - Free transactions using a phone at (573) 443-5880 or (800) 443-5880;
- MCU@Home - Free Internet banking anytime, anywhere at www.missouricu.org; and
- Any of MCU's convenient Columbia or Jefferson City locations.
Special Savings
Member Benefit: Ultra and Plus Advantage Level members.
Open your Special Savings account for your specific savings needs. Benefits Include:
- No minimum amount to open;
- No minimum balance to maintain;
- No monthly maintenance fees; and
- Add to it with Payroll Deposit.
And name your account, i.e., Christmas Club, College Fund or Vacation Money. That's the way it will show on your statement and your transaction receipts!
Access your Special Savings Account with:
- MCU Call24 - Free transactions by phone at 443-5880 or (800) 443-5880;
- MCU@Home - Free Internet banking anytime, anywhere at www.missouricu.org; and
- Any of MCU's convenient Columbia or Jefferson City locations.
Savings Programs Disclosure
Review the Savings Programs Disclosure and learn the details.
Switch Kit
Here is an easy way to help you make a smooth transition to our products and services. This kit includes everything you need for a quick change. If you need assistance completing the forms, stop by one of our facilities or give us a call. Our staff will walk you through the simple ABCs of changing your account to Missouri Credit Union.
Please keep in mind that you are limited by federal regulations to six (6) electronic withdrawals/debits in one calendar month from any of your savings accounts or money market accounts.